About FHSA Guide

FHSA Guide explains one thing well: Canada's First Home Savings Account. We write for people trying to buy their first home, not for people trying to sell them a product.

Why this site exists

The FHSA is one of the most valuable accounts available to Canadians, but most explanations of it come from banks that want you to open an account with them, or from government pages written in legal language. We wanted a single, independent place that explains the rules in plain English, with worked examples, and keeps them up to date.

How we research

• Every rule we describe is checked against primary sources: the Canada Revenue Agency, the Department of Finance and the Income Tax Act.
• Each guide lists its sources at the end so you can verify them yourself.
• We review every page whenever the federal budget, CRA guidance or contribution limits change, and at least once a year. The "Updated" date on each article reflects the last review.

Corrections

If you spot an error, tell us. We correct mistakes promptly and update the page date when we do.

How we're funded

FHSA Guide is supported by advertising served by Google AdSense. Advertisers have no say in what we write, and we don't accept payment to cover or recommend any financial institution.

What we're not

We're not financial advisors, and nothing here is personal financial, tax or legal advice. Read our full disclaimer.